XAPO Bank
https://www.xapobank.com/參考 :
虚拟币友好银行！年轻人的第一个私人银行账户！王小二心心念念的银行！XAPO Bank 已开放中国居民注册
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全球首家銀行可提存USDC！Xapo Bank合作Circle：比SWIFT更快更便宜 | 動區動趨-最具影響力的區塊鏈新聞媒體 BLOCKTEMPO
https://www.blocktempo.com/xapo-bank-enable-usdc-deposits-and-withdrawals/
目前沒有美元滙出(曾經有, 但不知何時再恢復 ... )
年費: 150美元.
美元存款, 年利率 4.1%.
帳戶默認的存款幣別是美元.
接受歐元/英鎊/USDT/USDC/Bitcoin 入金.
除比特幣外, 其他存入的資金都按實時滙率自動兌換成美元.
有三個法幣帳戶 : 美元/歐元/英鎊
三個虛擬幣帳戶 : Bitcoin/USD Coin on Ethereum/Tether on Ethereum
根據底下兩部影片, XAPO Bank 應該已經有美元匯款功能以及"美國銀行ACH轉帳"功能 ...
走资大结局？相逢恨晚，甜如初恋！XAPO Bank 深度应用指南王小二
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币圈安全出入金 安全出U不冻卡 usdt直插xapo 实体卡也收到了 在外区消费近似无损 消费还有返利 从此走资 投资又多一利器 轻松绑定wise/嘉信互转免手续费降低风控 同时支持第三方收付款五道口老实人
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真正“日不落”的离岸银行，资金出海绕不开的通道，Xapo Bank来自二战战壕的创新金融机构。金融無名氏
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"美元 ACH" 和 "美元匯出", 在 9月25號之後, 又變成不行了 ... {:4_189:}
底下是我收到的信件 ... :
Closure of FedACH rails
Hello XXXX XXXX,
I’m writing to inform you that with effect from Monday, 25th September at 11pm UTC, you will no longer be able to make USD payments with US bank accounts via FedACH or USD deposits via FedACH and Fedwire.
We introduced the FedACH rails on 6th September to allow you to make fast and affordable USD transfers. At Xapo Bank, keeping members’ funds safe and operational remains our top priority. After close observation, we found that the ACH rails did not meet the high-quality standards we expect. In our members’ best interest, we’ve made the difficult but necessary decision to discontinue these rails.
We acknowledge that this may cause temporary inconveniences for you and, as such, we are diligently working on incorporating new USD rails. We will let you know via email as soon as we have an update on this.
You will be able to keep funding and sending money from your US dollar account using any of the methods below, with zero additional fees charged by Xapo Bank*:
USDC & USDT
You can send and receive USDC or USDT to and from your Xapo Bank US Dollar account. We also instantly convert USDC to US dollars using a 1:1 conversation rate when it is sent to your account.
SEPA network
As a result of our integration with the SEPA network, you can receive funds in your account in EUR from financial institutions from all the SEPA participant countries. These include all EU countries, the three European Economic Area (EEA) countries of Norway, Liechtenstein, and Iceland, as well as Switzerland, Monaco, and the United Kingdom.
All EUR deposits received by Xapo Bank are automatically converted to USD. You will also be able to send funds from your Xapo Bank account in EUR to financial institutions in all the SEPA participant countries. Across withdrawals and deposits, you will enjoy competitive exchange rates, which are managed by Xapo Bank.
Faster Payment System
As a result of our integration with the Faster Payment System, you can receive British Pounds in your Xapo Bank US Dollar account from banks in the UK and participating territories, as well as digital wallets like Revolut and most exchanges. The pounds are instantly converted to US dollars and credited to your account, based on the US dollar to British pounds exchange rate.
Bitcoin deposits and withdrawals
Xapo Bank offers access to institutional grade security for the storage of your Bitcoin. You can deposit and withdraw BTC 24/7.
Lightning Network
Through our integration with the Lightning Network, which enables lightning-fast Bitcoin payments, Xapo Bank members can instantly pay for small purchases of up to $100 USD equivalent in BTC at any vendor which accepts Lightning payments.
I want to reassure you that your US Dollar funds are safe with Xapo Bank and your ability to hold a US dollar account is not affected by these changes. Xapo Bank is a fully registered and licensed bank in Gibraltar, meaning you automatically enjoy the protection of the Gibraltar Deposit Guarantee Scheme**.
Kind regards,
Salvador
Account Manager
If you have any questions, please contact me via in-app chat or email support@xapo.com
*Xapo Bank may charge fees to cover the networks' fees on transactions.
光是地址證明就耗費了一個多月 ... {:4_154:}
瑞訊銀行的對帳單, 不行. ...
英文版的戶籍謄本, 不行. ...
YUH 銀行的對帳單, 不行. ...
中文版台電的電費單, 不行. ...
地價稅單, 不行. ...
英文版的台電單子, 我沒試過 ... 參考: 【地址證明】如果要求電力帳單英文版的話，該怎麼辦？鐵眼 IRONEYE
後來看到底下的文章有提及財政部國稅局有英文版的綜合所得稅納稅證明書, 於是去申請看看, 並用它來提供給 XAPO Bank ... 不到一天, XAPO Bank 終於讓我通過了這地址證明... {:4_158:}
Wirex 英文地址驗證 教你3步驟超簡單通過驗證FengBro
Xapo Bank IOS App 被 Apple 下架了, 20231025 ...
https://t.me/c/1442281895/1378122
We’re writing to inform you that due to changes in Apple’s policy, from 25th Oct 2023 11:00am UTC, you will no longer be able to redownload the Xapo Bank app on iOS devices via your local App Store if you delete it or swap your device.
However, if you do not delete the Xapo Bank app, you can continue using it and will receive automatic updates without interruption.
20231203, 我在 Wise 中以 YUH 的 Debit Card 對歐元帳戶充值 ...
隨後, 從 Wise 歐元帳戶以 SEPA 匯款方式匯到我的 Xapo EUR 帳戶中 ...
方案: 年繳 150美元 ...
or
方案: 月繳 14.99美元 ...
定存, 利息每日算 ... :
使得我可用的資金變為零 ... :
tinyding 發表於 23-12-4 07:17
20231203, 我在 Wise 中以 YUH 的 Debit Card 對歐元帳戶充值 ...
Daily USD savings interest :
tinyding 發表於 23-12-4 12:04
Daily USD savings interest :
BTC Savings ... ? {:4_144:}
tinyding 發表於 23-12-4 22:09
BTC Savings ... ?
隔天的計息 ... :
Wallet :
Wealth :
第一次使用 USDC ERC20 方式匯款 ... :
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